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4097 Oaklane Road, Rockford, IL 61109.
Wonderful ALL BRICK, 3 bedroom, 2.5 bath home on ALMOST 1/2 ACRE all the way to RIVER'S EDGE. with a full finished basement, located in a Very private and secluded neighborhood, one road in, and one road out, Tucked away behind country roads and corn fields. Surrounded by mature trees, lots of parking on the Extended driveway. Among one of Rockford's most desirable and serene areas. HIGHLY RATED SCHOOL DISTRICT (Meridian/Stillman)!, Great Home-Overlooking the Kishwaukee River, Open up a Gate for direct access for fishing on your own back yard. NO FLOOD INSURANCE NEEDED HERE AS THE PROPERTY IS BUILT HIGH AND DRY. Radiant Heat, Hardwood and tile flooring throughout. Sunny four seasons room to enjoy all the great views All Year Round, with access door to a fully fenced yard. COZY & restful fireplace for those cold nights. MAIN FLOOR PRIMARY BEDROOM! with first floor full bathroom. Two Nice size bedrooms on the upper level, and a full bath with walk in shower. Finished basement with additional possible bedroom and 1/2 bath, with HUGE AMOUNT OF SPACE FOR STORAGE, Large laundry room with additional cabinets for extra storage. Boiler for main floor. Upstairs furnace and AC replaced in 2023, NEW 40-gallon gas water heater, water softener system and iron filtration system installed 11/2025. Additional land across the street can be used by you, so long as you maintain it. use for ie, shed/storage, vegetable garden, additional parking. BRING YOUR CHICKENS! Beautifully crafted chicken house will stay. Property is in great condition and will be sold as-is.
MLS ID: 12740031
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4097 Oaklane Road, Rockford, IL 61109.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $265,000 | $265,000 | $265,000 |
| Down Payment | $53,000 | $9,275 | $66,250 |
| Monthly Mortgage Amount | $1,340 | $1,645 | $1,664 |
| Taxes | $369 | $369 | $369 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $117 | $0 |
| Monthly Estimated Total | $1,809 | $2,231 | $2,133 |
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