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4009 Ridge Road, Zion, IL 60099.
NOT FOR RENT. NO HOA Welcome home to this spacious 4-bedroom, 3 full bathroom tri-level nestled in Zion with Beach Park school district! From the moment you step inside, you'll appreciate the sun-filled foyer with skylight, and access to the upstairs living room that flows effortlessly into the formal dining room and the eat-in kitchen featuring stainless steel appliances-perfect for everyday living and entertaining. Upstairs, you'll also find a generously sized primary suite complete with its own private ensuite bathroom and exclusive outdoor balcony, creating the perfect place to enjoy your morning coffee or unwind after a long day. A spacious second bedroom and an updated full hallway bathroom complete the upper level. The lower level offers even more living space with a cozy recreation room featuring a fireplace, two additional generously sized bedrooms, a third full bathroom, and a convenient laundry area-ideal for guests, a home office, or multi-generational living. Step outside to enjoy the oversized deck overlooking the huge fully fenced backyard, offering plenty of space for entertaining, pets, or summer gatherings. The attached heated 2.5-car garage provides additional comfort and convenience year-round. Major updates include a **new roof (2024), remodeled bathroom (2023), new furnace (December 2025), and new water heater (2026)**, giving you peace of mind for years to come. This home truly offers the space, updates, and location you've been looking for. Schedule your private showing today before it's gone!
MLS ID: 12735208
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4009 Ridge Road, Zion, IL 60099.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $325,000 | $325,000 | $325,000 |
| Down Payment | $65,000 | $11,375 | $81,250 |
| Monthly Mortgage Amount | $1,643 | $2,017 | $2,040 |
| Taxes | $452 | $452 | $452 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $143 | $0 |
| Monthly Estimated Total | $2,195 | $2,712 | $2,592 |
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